Mohammed Bouayad v. Normandy Insurance Co is currently under review by the Florida Supreme Court. The case has the potential to reshape how workplace injuries are defined and compensated in Florida. At the heart of the matter is a tragic shooting and a legal debate...

By Josh Pettingill, MBA, MS, MSCC Executive Summary In 2024, FWA members secured an average of $9,349 more per settlement than non-members - and earned $2,922 more in attorney fees per case. This analysis of 46,440 resolved Florida workers' compensation cases from...

Presented by your Florida Ringler Consultants: William Mathews, Jeffrey Klugerman, Scott Hoover   Workers’ compensation attorneys fight hard to secure settlements that reflect the severity of their clients’ injuries and long-term needs. But too often, a...

The legislative intent of Florida’s work comp system is to be a self-executing system wherein the shared goal would be helping the injured worker recover from on-the-job injuries at a reasonable cost to the employer. In practice, however, there are often at least two...

The workers’ compensation bar has grown increasingly familiar with Medicare Set-Asides (MSAs), but 2026 has proven to be a defining year. With the Centers for Medicare & Medicaid Services (CMS) officially ending its review of zero-dollar MSAs as of July 17, 2025,...

The 2025 legislative session in Florida was far from ordinary. Lawmakers reconvened for a special session, which concluded on June 15, 2025, to address unresolved issues from the regular session. No significant workers’ compensation reforms were enacted...

By B. Josh Pettingill, MBA, MS, MSCC Reversionary clauses are a go-to tactic for insurance carriers in workers' compensation settlements involving Medicare Set Asides (MSAs). Once limited to catastrophic cases, they're now pushed in nearly every settlement. Most...

When a life-altering workplace injury leaves your client unable to work, navigating the complexities of a workers' compensation settlement becomes paramount. For James, a married man with a back injury from a work site accident, the resolution of his case was not just...

By Michele Earney, VP of Operations and Marilyn R. Litwin, Senior Director of Rehabilitation Consulting. When evaluating future medical expenses for an injured party in a legal or insurance context, two commonly used tools are Medical Cost Projections (MCPs) and...

Author: Mark Long, Senior Vice President, Regulatory Affairs, AmetrosEarlier this year in April 2025, the Centers for Medicare & Medicaid Services (CMS) released Version 4.3 of the Workers' Compensation Medicare Set Aside Reference Guide (WCMSA). CMS also updated...

by Aaron Winnell, Medivest President A Medicare Set-Aside (MSA) is a device intended to fund expenses in the future, but it’s a product of the here and now. MSAs are priced based on today’s costs. But inflation assures that tomorrow’s healthcare costs will outstrip...

A 2018 systematic review published in the Journal of Occupational Rehabilitation sheds important light on the reliability and validity of various Functional Capacity Evaluation (FCE) methods commonly used in return-to-work decisions and disability determinations. The...